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💰 KPI Cards

The three cards at the top of the Dashboard answer three questions at a glance: what did I earn in this period, how well did my money work, and what is my portfolio worth. They follow the time range and the broker filter at the top of the page, and a broker's page shows the same cards for that broker alone. The ? icon in a card's corner opens its section below.

Shared brokers count for your share

The Dashboard adds up the brokers you own with a share above 0%, each in proportion to that share: a 50% owner sees half of the broker's value and P&L. Brokers where you are an Editor or a Viewer are not counted here; their own page shows them, with their full amounts. See Broker Sharing.

KPI Cards Overview

📉 Card 1 — Period P&L

How much money did your investments make in the selected period? The Period P&L card answers, leaving out the money you moved in or out yourself.

Period P&L Card

Metrics shown

  • Period P&L — the big number: \(\text{NAV}_{\text{end}} - \text{NAV}_{\text{start}} - \text{Net flows}\), the net flows being the capital you moved in or out → Period P&L
  • The line under it — for example +91.31 € (+16.36%): how much your Total P&L moved since yesterday (panel below)
  • Unrealized change — how the unrealized gain or loss of your holdings moved over the period, exchange-rate effect included → Book Value
  • Sales — the realized gain or loss of the period's sales, against the average cost of the units sold → Weighted Average Cost
  • Dividends & interest — dividends, coupons and P2P interest received → Dividend & Interest
  • Fees & taxes — commissions and taxes recorded as transactions; hover the row for the split → Fee & Tax

How to read it

  • Green is a gain, red a loss — and a deposit or a withdrawal is neither.
  • The four rows explain the big number. What they cannot see goes to the Period view: what the exchange rates did to cash you hold in another currency appears there as FX on cash, a row for each broker whose cash the rates moved, and the rest — such as assets moving between two of your brokers on the first or last day — as the Other / reconciliation residual.
  • The longest bar is the row that moved your result the most.
📏 The line under the big number — how it is computed

It is the change of your Total P&L — your gain or loss since the start — from yesterday to today, today being the end date of the period. The percentage compares it with yesterday's Total P&L, taken without its sign:

\[ \Delta = \text{Total P}\&\text{L}_{\text{today}} - \text{Total P}\&\text{L}_{\text{yesterday}} \qquad \text{percentage} = \frac{\Delta}{\left|\text{Total P}\&\text{L}_{\text{yesterday}}\right|} \times 100 \]
  • Sign and colour follow the change, even while the Total P&L is a loss: from -558.10 € to -466.79 €, the line reads +91.31 € (+16.36%) — your loss shrank by 16.36%.
  • It needs two days of history; the percentage is left out when yesterday's Total P&L is exactly zero, and a day without change shows 0.00%.

💱 Unrealized change by currency

Hover Unrealized change to split it by the currency your assets are priced in — here with euro as display currency:

Row What it shows
📈 Assets in USD What your dollar assets did in dollars — their own price change — counted at the day's exchange rate
💱 USD → EUR rate What the exchange rate did to what you paid for them
❔ USD, not split Only when, on the first or last day, some of those assets had no price, no rate or an incomplete purchase cost: their change, in one piece

There is a 📈 row for every currency, euro included, and a 💱 row for every currency other than your display currency; together the rows add up exactly to the Unrealized change.

A US ETF on a euro dashboard

During the period you bought 10 units for €400, when they were worth 500 USD. At the end of the period they are worth 550 USD, and 1 USD = €0.75. The tooltip shows:

  • 📈 Assets in USD: (550 − 500) × 0.75 = +€37.50 — your ETF gained 10% in dollars;
  • 💱 USD → EUR rate: 500 × 0.75 − 400 = −€25.00 — the dollar lost value against the euro;
  • together, the Unrealized change: 550 × 0.75 − 400 = +€12.50.

🔗 Theory: Unrealized change by currency — the formulas behind each row

📈 Card 2 — Returns

How well did your money work, whatever the size of your portfolio? The Returns card answers in percentages, and its big number tells you whether your timing helped.

Returns Card

Metrics shown

  • Timing effect — the big number, in percentage points (pp): \(\text{MWRR}_{\text{cumulative}} - \text{TWRR}\) → Timing Effect
  • The percentage under it — for example +0.35%: today's change in your Total P&L, against yesterday's net worth (panel below)
  • ROI — the period's gain against the capital invested → Simple ROI
  • TWRR — how your asset choices performed, whatever the timing of your deposits → TWRR
  • MWRR cumulative and MWRR annualized — your personal return, deposit timing included, over the period and as a yearly rate → MWRR

How to read it

  • Favorable timing (green): you tended to deposit before prices rose. Unfavorable timing (red): you tended to deposit at the peaks. Close to zero it reads Neutral timing, and the stronger the colour, the larger the effect.
  • TWRR judges the strategy, MWRR your personal result — as for a fund manager and an investor.
  • The four rows cover the whole period; the small percentage covers today only.
  • — means no value: a return LibreFolio cannot compute for the period shows — instead of a number. The timing effect needs both TWRR and MWRR: when one is missing it shows a grey —, with no timing label.
📏 The percentage under the timing effect — how it is computed

The same change of your Total P&L as on Card 1, divided by yesterday's net worth taken without its sign:

\[ \text{percentage} = \frac{\text{Total P}\&\text{L}_{\text{today}} - \text{Total P}\&\text{L}_{\text{yesterday}}}{\left|\text{Net Worth}_{\text{yesterday}}\right|} \times 100 \]

Its sign and colour follow the change, as on Card 1. It needs two days of history and is hidden when yesterday's net worth was exactly zero.

💰 Card 3 — Net Worth

What is your portfolio worth at the end of the period, and what has it gained since you started? The Net Worth card answers, cash included.

Net Worth Card

Metrics shown

  • Net Worth — the big number: securities at market value, plus cash, plus anything in transit between your brokers → NAV / Net Worth
  • The line under it — for example +12,450.30 (+24.85%): your Total P&L since the start and, in brackets, your ROI since the start → Deposited Capital & Total P&L
  • Market Value — what the assets you hold are worth at market prices → NAV / Net Worth
  • Purchase Cost — what the positions you still hold cost you, each purchase at its own date's exchange rate → Book Value
  • Cash — the cash at your brokers; hover it to split the capital you deposited from the returns you made → Cash pools
  • Deposited Capital (Period) — deposits minus withdrawals in the period, green to the right and red to the left; hover it for the totals → Deposited Capital
\[ \text{Total P}\&\text{L} = \text{Net Worth} - \text{Capital put in since the start} \]

That capital is every deposit minus every withdrawal, plus the purchase cost of securities you brought in without cash, such as an opening position; the ROI in brackets divides the Total P&L by it.

How to read it

  • End date or period? The big number and the first three rows are values on the end date; Deposited Capital (Period) counts only the movements between start and end.
  • The small caret on a bar marks its value at the start of the period (hover it); Market Value turns red when it ends below it.
  • Net Worth includes cash, unlike the "securities value" of a bank statement.
  • The Total P&L is not a daily change: for today's pulse, see the small lines on Card 1 and Card 2.

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