💰 KPI Cards
The three KPI cards at the top of the dashboard give you a quick diagnostic of your portfolio. All values respect the time range and broker scope selected at the top of the page.
💰 Card 1 — Net Worth
The Net Worth card shows the absolute value of your portfolio at the end of the selected period.
What the rows mean
| Row | Definition |
|---|---|
| Market Value | Current market price × quantity for all held assets |
| Book Value | What you paid for your open positions (average cost × qty) |
| Cash | Liquid balance held in broker accounts |
| Deposited Capital | Net external capital contributed to this scope |
The Deposited Capital bar
The horizontal bar below the rows visualizes:
- 🟢 Total deposited — all deposits in the period
- 🔴 Total withdrawn — all withdrawals in the period
The hero number shows the net balance (deposited − withdrawn).
Point-in-time vs. period
Market Value, Book Value, and Cash are snapshots at the end date — they are independent of the start date. Deposited Capital is period-scoped — it counts deposits and withdrawals between the start and end of the selected range.
📉 Card 2 — Period P&L
The Period P&L card shows how much money your portfolio actually earned in the selected window — after removing the effect of your own deposits and withdrawals.
The hero number uses the formula:
NAV end − NAV start − Net External Flows in period
A positive number means you earned money from investment activity. A negative number means you lost money net of capital movements.
The breakdown rows
| Row | What it measures |
|---|---|
| Unrealized change | How much your open positions' unrealized gain/loss changed during the period |
| Sales | Realized gain or loss from positions closed during the period (sell price − average cost) |
| Dividends & interest | Cash income from dividends, bond coupons, and P2P interest |
| Fees & taxes | Commissions and taxes recorded as transactions |
Identity check
All four rows add up to the Period P&L hero number (± small residuals from FX rounding).
🔗 Theory: Period P&L · Book Value / WAC
📈 Card 3 — Returns
The Returns card shows rate-of-return metrics — percentages that let you compare performance independently of portfolio size.
Timing Effect
The Timing Effect at the top of the card measures whether your deposit/withdrawal decisions added or subtracted value compared to a passive buy-and-hold strategy.
Timing Effect = MWRR cumulative − TWRR cumulative
- Favorable (positive) ✅: you tended to deposit when prices were low, boosting your personal return above what the assets alone earned.
- Unfavorable (negative) ❌: you tended to deposit at peaks or missed dips, dragging your return below pure asset performance.
The four return metrics
| Metric | Question it answers |
|---|---|
| ROI | How much did I gain relative to my net invested capital? |
| TWRR | How did my asset choices perform, independent of when I deposited? |
| MWRR cumulative | What is the cumulative money-weighted return for my actual cash flows? |
| MWRR annualized | At what yearly compound rate did my capital actually grow? |
TWRR vs. MWRR
- TWRR measures the asset strategy — same as how a fund manager is evaluated.
- MWRR measures your personal result — including the timing of your deposits.
- The gap between them is the Timing Effect.