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📊 Charts

⬅️ Back to Dashboard Overview

The chart section sits below the KPI cards and gives you a historical and structural view of your portfolio over the selected time range.

📈 Portfolio Growth Chart

The growth chart shows how your portfolio evolved in value over the selected period. Use the Abs / % toggle in the top-right corner to switch between two views.

Growth Chart — Absolute Mode Growth Chart — Percentage Mode

ABS mode — absolute values

The chart uses a stacked area + overlay lines design:

Element Color Meaning
Area — Asset Cost Blue Cost basis of all open positions (average cost × quantity)
Area — Returns Emerald Portfolio returns sitting as liquid cash (interest, realized gains not yet reinvested)
Area — Capital Grey-green Undeployed deposits sitting in cash
Line — NAV Dark green solid Total portfolio value at current market prices
Line — Deposited Capital Grey dashed Net external capital contributed over time

The gap between the NAV line and the Deposited Capital line = Total P&L — all gains ever generated, including unrealized gains, realized gains, interest, and dividends, minus fees and taxes.

Tooltip breakdown

When you hover over the chart, the tooltip shows:

  • NAV — total portfolio value at that date
  • Deposited Capital — net capital you contributed up to that date
  • Total P&L — the difference (NAV − Deposited Capital)
  • Asset Cost / Returns / Capital — the three cash components

Reading income-driven portfolios (P2P, bonds)

For portfolios like P2P lending where assets are valued at their purchase price (no live market price), NAV ≈ Asset Cost. The gap between NAV and Deposited Capital may not be visible as a chart gap — but the tooltip Total P&L shows the correct value.

When you reinvest all returns into new assets, the Returns area stays near zero, and the earned income ends up embedded in the Asset Cost area. This is mathematically correct: your cost basis grew because you reinvested profit.

🔗 Theory: Deposited Capital & Total P&L · Cash Decomposition

% mode — rate of return

All series start at 0% at the beginning of the selected period and show how each return metric evolved:

Series What it shows
MWRR cumulative Your personal money-weighted return including deposit timing
TWRR Pure asset strategy return, ignoring when you deposited
ROI Raw return on net invested capital

The gap between MWRR and TWRR is the Timing Effect.

MWRR unavailable

If a Data Quality banner appears saying MWRR is unreliable, the MWRR series is hidden from the % chart. The issue typically occurs when the period has very large cash flows relative to the starting portfolio size, causing the mathematical solver to be unstable. ROI and TWRR are always shown.

🥧 Allocation Panel

The allocation panel shows how your portfolio is distributed at the current point in time and how it evolved historically.

Allocation by Type — Current Allocation by Sector — Current Allocation by Geography — Current Allocation History by Type Allocation History by Sector Allocation History by Geography

Three dimensions

Dimension What it shows
Type ETF, Stock, Bond, Crypto, Real Estate, Liquidity (cash)
Sector Industry sector: 💻 Technology, 🏦 Financials, 💊 Health Care, etc.
Geography Country or region of each asset's primary listing

Now vs. History tabs

  • Now — Donut chart of current allocation at date_to. Hover any slice to see the exact percentage and absolute value.
  • History — 100% stacked area chart showing how allocation shifted over time. Useful for visualizing portfolio rebalancing across months or years.

Cash as Liquidity

Cash (your broker balance) always appears as the Liquidity slice in both Type and Sector views. In the Geography map, cash is not assigned to any country and does not appear.

Broker scope

When you filter to specific brokers, the allocation shows only the assets and cash within those brokers.