๐ฆ Crรฉdit Agricole Importer
broker_credit_agricole imports the two Italian exports of Crรฉdit Agricole, each as CSV or XLSX:
the account movements (Lista Movimenti Conto) and the securities movements (Lista Movimenti
Deposito Titoli). It lives in backend/app/services/brim_providers/broker_credit_agricole/plugin.py and
is the plugin with the richest wizard integration โ a causale registry, evidence tables, blocking
and splitting field todos โ which the
BRIM Plugin Guide
uses as its reference.
This page covers what is specific to Crรฉdit Agricole. The user's view is
Crรฉdit Agricole, where the plugin's
docs_url points.
๐๏ธ Layouts and detection
| Layout | Bank export | Header row (find_header_row) |
Parser |
|---|---|---|---|
| Account | Lista Movimenti Conto (Conti โ Lista movimenti) | Data Op., Descrizione, Importo |
_parse_account_movements |
| Securities | Lista Movimenti Deposito Titoli (Portafoglio โ Lista Movimenti) | Data operazione, Causale, Quantitร |
_parse_securities |
- Reading.
_brim_io.read_rowsgives uniform rows for both formats: CSV through the base class's encoding fallback and delimiter sniffer, XLSX from the first worksheet with data (values, not formulas). can_parseaccepts a.csvor.xlsxwhose first 40 rows contain the titlelista movimenti deposito titoli, the securities triodata operazione+causale+nome(Intesa's movements useOperazione/Dettagliinstead), or the account triodata op.+descrizione+importo.parsetries the securities header first, then the account header, and raisesBRIMParseErrorwhen it finds neither.- Header and columns. The header row is searched in the first 60 rows and the columns are
mapped by label (
build_col_index), so the XLSX preamble and its extra leading columns do not matter. Nothing above the header is read: the preamble's Saldo Iniziale is never imported, which is why the user page asks for a manualDEPOSIT. - Rows skipped silently: blank rows; the XLSX recap footer (a row without a date whose label
starts with
TOTALE,RIEPILOGOorSALDO FINALE); any other row without a date or a causale; account rows whose amount is zero. - Numbers.
Prezzo,Controvalore in Euro(orCtv in Eur),Importoand the figures inside descriptions (NOMINALE:,RITENUTA:) are Italian-formatted (to_decimal_it:.thousands,,decimal, and the leading'of the CSV amounts stripped).Quantitรis plain (to_decimal_plain): dotted decimals for fund units, integers for bond nominals. - Currency. Account rows take
Divisa, EUR when empty. Securities rows take the first three-letter code among all the columns whose header containsDivisa, because the XLSX variant can carry the causale in the transactionDivisacell.Cambiois never read.
๐ Securities layout
The export holds securities only and names them by Nome, with no ISIN: fake asset ids are keyed by
the lower-cased name, with extracted_isin=None. The date is Data operazione.
| Causale | Transactions | Cash counter-entry |
|---|---|---|
CEDOLA |
INTEREST of Controvalore, quantity 0 (the nominal in Quantitร is ignored) |
WITHDRAWAL |
ACQ.CONT.SU MERC., SICAV: SOTTOSCR |
BUY of Quantitร |
DEPOSIT, before the buy |
FONDI: RIMBORSO |
SELL of Quantitร |
WITHDRAWAL |
TITOLI SCADUTI |
SELL at par, and an INTEREST for the amount above par (tag maturity_premium) |
a WITHDRAWAL for each |
GIRO ALTRO DOSSIER, VERS.TITOLI |
cashless ADJUSTMENT of Quantitร , cost_basis_mode="manual", cost_basis_override = Prezzo/100 for a bond (_BOND_KEYWORDS in the name), Prezzo otherwise |
none |
| anything else | skipped, ca_securities_unknown_causale |
โ |
- Cash neutrality. Each counter-entry is a same-day transaction of the same amount, with no
asset, described
Auto cash for <TYPE> <name> (Crรฉdit Agricole securities-only export)and taggedauto_cash: the export adds no cash of its own, the real cash comes from the account export. When aBUYfails validation, itsDEPOSITis removed with it. - Maturity. A
TITOLI SCADUTIrow reportsQuantitร0, so a first pass sums each name's position: buys and transfer-in legs, minus fund redemptions. The shared_brim_io.model_bond_maturity(see the matured-bond tip in the BRIM Plugin Guide) closes that held nominal at par (source="position"). With no position it derives the nominal fromControvalore/Prezzoร 100 (source="derived"), and the plugin adds aderived_quantitywarning todo onquantity. With neither, no split is attempted and the row keeps its reported figures. - Transfers in. The succession legs are the receiving side of a transfer from an untracked
dossier: no money was spent, so there is no
DEPOSIT, and each source row stays its ownADJUSTMENT. They are listed together in oneca_succession_transfer_ininfo notice.
๐ณ Account layout
Account transactions are dated Data Op., keep the bank's description verbatim (up to 500
characters; maturities compose their own) and are tagged import, credit_agricole and the
causale's slug (_slug_causale: CEDOLE, DIVIDENDI, PREMI ESTRATTI โ
cedole_dividendi_premi_estratti).
๐๏ธ The causale registry
_classify_account_row returns (type, cash, tier). Tiers 2 to 4 all book a DEPOSIT or a
WITHDRAWAL by sign โ the cash is always right โ and differ only in what the plugin declares
about the row.
| Tier | Causali | Result |
|---|---|---|
| 1 typed | COMMISS./SPESE SU OPERAZ. TITOLI, COMMISSIONI/SPESE, and INTERESSI/COMPETENZE debits |
TAX when the description contains CAPITAL GAIN, D.LGS 461, 461/97, IMPOSTA, BOLLO or RITENUTA, else FEE; a positive amount is a refund โ DEPOSIT |
| 1 typed | CEDOLE, DIVIDENDI, PREMI ESTRATTI, and INTERESSI/COMPETENZE credits |
DIVIDEND when the description says DIVIDEND and carries an ISIN, else INTEREST; a negative amount is a clawback โ WITHDRAWAL |
| 1 typed | TITOLI SCADUTI O ESTRATTI credits |
see Matured securities |
| 2 unresolved | COMPRAVENDITA TITOLI/FONDI/OPZIONI rows not booked as a trade; GIROCONTO/BONIFICO credits that are fund redemptions |
by sign, plus a ca_account_trade_unresolved blocker |
| 3 declared cash | PAGAMENTO TRAMITE POS, PAGAMENTO UTENZE, PRELIEVO SPORT. AUTOM. ALTRA BANCA, PRELIEVO NOSTRO SPORTELLO AUTOM., ACCREDITO EMOLUMENTI, GIROCONTO/BONIFICO |
by sign, silently |
| 4 unknown | anything else | by sign, plus one ca_unknown_causale info notice for all such rows |
๐ Linking rows to a security
- Income that names an ISIN (
[A-Z]{2}[A-Z0-9]{9}[0-9]) is linked to an asset keyedisin:<ISIN>, named after the text before the ISIN, without a leadingCEDOLAorDIVIDENDO. - Securities charges that name an ISIN (
SPESE STACCO CEDOLA โฆ TIT: <ISIN> <name> MOV:โฆ) get the same key, named after the text between the ISIN andMOV:. The bank prints that name in full while coupon lines cut it at 19 characters, soasset_id_forkeeps the longer name when one is the other cut short (_is_truncation_of). - A
COMMISS./SPESE SU OPERAZ. TITOLIfee or tax that names no ISIN gets aca_account_charge_unallocatedwarning todo onasset_id, shown in the charges panel of the correction step: the user assigns it or keeps it on the account. - Withholding. An income credit whose description spells
RITENUTA: <x>is imported gross (the credited amount plus x), with a separateTAXof โx on the same asset (tagwithholding_tax): the two sum back to the credited amount. A clawback is never grossed up.
๐ Trades on the account
A COMPRAVENDITA TITOLI/FONDI/OPZIONI row carries the money, not the instrument or the quantity.
try_account_trade books a real BUY or SELL only when the file proves it:
- Direction โ buy words (
NOTA INF. ACQ,ACQUIST,SOTTOSCโฆ) or sell words (NOTA INF. VEND,VENDIT,VEND.,DISINVEST,RIMBORS), exactly one family, confirmed by the sign: a buy spends, a sale cashes in. Otherwise the reason isno_keywordorsign_mismatch. - Name โ after
TIT:(bonds) or after the order referenceORD.:<ref>(funds), cut beforeDOSSIER:,RUB:,DATA:orMOV:. Otherwiseno_name. - Quantity โ the
NOMINALEstated by the coupons of that security in the same file, indexed by a prepass (build_identity_indexes) and matched by name prefix in either direction, on at least 6 characters. No such coupon โno_quantity; several securities โambiguous_name; several nominals โambiguous_nominal.
A resolved trade takes the nominal as its quantity, the coupon's ISIN as its asset key and the tag
account_trade. It always gets a ca_account_trade_bundled_amount warning todo on cash with
split_hint: "trade_charges", because this layout never separates the price from the charges:
compare_nominal is set on buys only, and the split_suggestions name the securities charges
booked within ยฑ3 days. A sale also gets ca_account_trade_sell_quantity_presumed on quantity,
because the coupon nominal is the whole position.
An unresolved row stays cash (tier 2) with a ca_account_trade_unresolved blocker on asset_id,
whose message and evidence comment depend on the reason (trade_fallback_message). It keeps the
split_hint, so the split zone opens as soon as the user types the row into a BUY or SELL.
๐ฆ Fund redemptions paid by transfer
A fund pays a redemption by wire, so it arrives as a GIROCONTO/BONIFICO credit, like a salary.
_sct_fund_redemption_name calls it a redemption only when three signals agree:
- the ordering party (
ORD:<party> DT.ORD:) has at least 8 letters and digits; - the operation text after it contains
RIMBORS,DISINVESTorLIQUIDAZ; - the party is named again inside that text โ compared on letters and digits only, so a name
wrapped across the column width (
AMUNDI PRIMO INVES TIMENTO) still matches.
The third signal keeps a tax refund (RIMBORSO IRPEF) or a utility refund out. A redemption
becomes a tier-2 DEPOSIT whose blocker has the reason fund_redemption: the user turns it into a
SELL and enters the units, which the file does not state.
๐ชฆ Matured securities
A TITOLI SCADUTI O ESTRATTI credit reads RIMB.TIT. <name> (<code>). The digits of <code> are
matched against the ISIN digits of the coupons paid the same day that state a NOMINALE:
- found โ
model_bond_maturity(ctv, held_qty=nominal): aSELLof the nominal at par (tagaccount_maturity) and anINTERESTfor the surplus (tagmaturity_premium), on theisin:<ISIN>asset; - not found โ a
ca_account_maturity_unlinkedwarning, and the whole amount as oneSELLat par 100 (nominal = cash) on an asset keyedmaturity:<code or name>โ never aDEPOSIT, so the proceeds close a position instead of inflating paid-in capital.
Both layouts call attach_maturity_notices, which puts the amber maturity banner on the
asset-create modal.
๐ Notices and todos
Messages and evidence comments are in Italian, the language of the report. Only
ca_succession_transfer_in has an importWizard.brimNotice.* key, so the wizard shows it in the UI
language; every other message reaches the user as written.
| Code | Channel | Severity | Raised when |
|---|---|---|---|
ca_securities_unknown_causale |
notice | warning | a securities causale is not in the table (row skipped) |
ca_succession_transfer_in |
notice | info | transfer-in rows were found (one notice for all) |
ca_securities_empty |
notice | warning | the securities parse produced no transaction |
derived_quantity |
todo on quantity |
warning | a TITOLI SCADUTI nominal was derived from Controvalore / Prezzo |
ca_account_invalid_amount |
notice | warning | an account amount cannot be read (row skipped) |
ca_account_maturity_unlinked |
notice | warning | an account maturity has no same-day coupon nominal |
ca_account_trade_unresolved |
todo on asset_id |
blocker | every tier-2 row |
ca_account_trade_bundled_amount |
todo on cash |
warning | every resolved account trade (split_hint) |
ca_account_trade_sell_quantity_presumed |
todo on quantity |
warning | every resolved account sale |
ca_account_charge_unallocated |
todo on asset_id |
warning | a securities charge names no ISIN |
ca_unknown_causale |
notice | info | tier-4 rows (one notice for all) |
ca_account_empty |
notice | warning | the account parse produced no transaction |
Except derived_quantity and the two *_empty notices, each one carries its source rows as
BRIMEvidence, with their line numbers and the export's own column labels.
๐งช Samples and tests
backend/app/services/brim_providers/sample_reports/holdscredit_agricole-conti.csvand.xlsx(account),credit_agricole-export.csvand.xlsx(securities), andcredit_agricole-conti-contract.csv, the account sample plus an unknown causale and two ordinary transfer refunds. Every sample whose name containscredit_agricole(test_file_pattern) runs through the generic suite.backend/test_scripts/test_external/test_brim_providers.py(./dev.py test external brim-providers) pins the plugin's rules (test_credit_agricole_*inTestBrokerParserCoverageHelpers), the wizard contract on its samples (TestPluginFrontendContract) and the complete outputs with CSV/XLSX parity (TestCreditAgricoleCanonicalCharacterization).