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๐Ÿฆ Crรฉdit Agricole Importer

broker_credit_agricole imports the two Italian exports of Crรฉdit Agricole, each as CSV or XLSX: the account movements (Lista Movimenti Conto) and the securities movements (Lista Movimenti Deposito Titoli). It lives in backend/app/services/brim_providers/broker_credit_agricole/plugin.py and is the plugin with the richest wizard integration โ€” a causale registry, evidence tables, blocking and splitting field todos โ€” which the BRIM Plugin Guide uses as its reference.

This page covers what is specific to Crรฉdit Agricole. The user's view is Crรฉdit Agricole, where the plugin's docs_url points.


๐Ÿ—‚๏ธ Layouts and detection

Layout Bank export Header row (find_header_row) Parser
Account Lista Movimenti Conto (Conti โ†’ Lista movimenti) Data Op., Descrizione, Importo _parse_account_movements
Securities Lista Movimenti Deposito Titoli (Portafoglio โ†’ Lista Movimenti) Data operazione, Causale, Quantitร  _parse_securities
  • Reading. _brim_io.read_rows gives uniform rows for both formats: CSV through the base class's encoding fallback and delimiter sniffer, XLSX from the first worksheet with data (values, not formulas).
  • can_parse accepts a .csv or .xlsx whose first 40 rows contain the title lista movimenti deposito titoli, the securities trio data operazione + causale + nome (Intesa's movements use Operazione/Dettagli instead), or the account trio data op. + descrizione + importo. parse tries the securities header first, then the account header, and raises BRIMParseError when it finds neither.
  • Header and columns. The header row is searched in the first 60 rows and the columns are mapped by label (build_col_index), so the XLSX preamble and its extra leading columns do not matter. Nothing above the header is read: the preamble's Saldo Iniziale is never imported, which is why the user page asks for a manual DEPOSIT.
  • Rows skipped silently: blank rows; the XLSX recap footer (a row without a date whose label starts with TOTALE, RIEPILOGO or SALDO FINALE); any other row without a date or a causale; account rows whose amount is zero.
  • Numbers. Prezzo, Controvalore in Euro (or Ctv in Eur), Importo and the figures inside descriptions (NOMINALE:, RITENUTA:) are Italian-formatted (to_decimal_it: . thousands, , decimal, and the leading ' of the CSV amounts stripped). Quantitร  is plain (to_decimal_plain): dotted decimals for fund units, integers for bond nominals.
  • Currency. Account rows take Divisa, EUR when empty. Securities rows take the first three-letter code among all the columns whose header contains Divisa, because the XLSX variant can carry the causale in the transaction Divisa cell. Cambio is never read.

๐Ÿ“ˆ Securities layout

The export holds securities only and names them by Nome, with no ISIN: fake asset ids are keyed by the lower-cased name, with extracted_isin=None. The date is Data operazione.

Causale Transactions Cash counter-entry
CEDOLA INTEREST of Controvalore, quantity 0 (the nominal in Quantitร  is ignored) WITHDRAWAL
ACQ.CONT.SU MERC., SICAV: SOTTOSCR BUY of Quantitร  DEPOSIT, before the buy
FONDI: RIMBORSO SELL of Quantitร  WITHDRAWAL
TITOLI SCADUTI SELL at par, and an INTEREST for the amount above par (tag maturity_premium) a WITHDRAWAL for each
GIRO ALTRO DOSSIER, VERS.TITOLI cashless ADJUSTMENT of Quantitร , cost_basis_mode="manual", cost_basis_override = Prezzo/100 for a bond (_BOND_KEYWORDS in the name), Prezzo otherwise none
anything else skipped, ca_securities_unknown_causale โ€”
  • Cash neutrality. Each counter-entry is a same-day transaction of the same amount, with no asset, described Auto cash for <TYPE> <name> (Crรฉdit Agricole securities-only export) and tagged auto_cash: the export adds no cash of its own, the real cash comes from the account export. When a BUY fails validation, its DEPOSIT is removed with it.
  • Maturity. A TITOLI SCADUTI row reports Quantitร  0, so a first pass sums each name's position: buys and transfer-in legs, minus fund redemptions. The shared _brim_io.model_bond_maturity (see the matured-bond tip in the BRIM Plugin Guide) closes that held nominal at par (source="position"). With no position it derives the nominal from Controvalore / Prezzo ร— 100 (source="derived"), and the plugin adds a derived_quantity warning todo on quantity. With neither, no split is attempted and the row keeps its reported figures.
  • Transfers in. The succession legs are the receiving side of a transfer from an untracked dossier: no money was spent, so there is no DEPOSIT, and each source row stays its own ADJUSTMENT. They are listed together in one ca_succession_transfer_in info notice.

๐Ÿ’ณ Account layout

Account transactions are dated Data Op., keep the bank's description verbatim (up to 500 characters; maturities compose their own) and are tagged import, credit_agricole and the causale's slug (_slug_causale: CEDOLE, DIVIDENDI, PREMI ESTRATTI โ†’ cedole_dividendi_premi_estratti).

๐Ÿ—ƒ๏ธ The causale registry

_classify_account_row returns (type, cash, tier). Tiers 2 to 4 all book a DEPOSIT or a WITHDRAWAL by sign โ€” the cash is always right โ€” and differ only in what the plugin declares about the row.

Tier Causali Result
1 typed COMMISS./SPESE SU OPERAZ. TITOLI, COMMISSIONI/SPESE, and INTERESSI/COMPETENZE debits TAX when the description contains CAPITAL GAIN, D.LGS 461, 461/97, IMPOSTA, BOLLO or RITENUTA, else FEE; a positive amount is a refund โ†’ DEPOSIT
1 typed CEDOLE, DIVIDENDI, PREMI ESTRATTI, and INTERESSI/COMPETENZE credits DIVIDEND when the description says DIVIDEND and carries an ISIN, else INTEREST; a negative amount is a clawback โ†’ WITHDRAWAL
1 typed TITOLI SCADUTI O ESTRATTI credits see Matured securities
2 unresolved COMPRAVENDITA TITOLI/FONDI/OPZIONI rows not booked as a trade; GIROCONTO/BONIFICO credits that are fund redemptions by sign, plus a ca_account_trade_unresolved blocker
3 declared cash PAGAMENTO TRAMITE POS, PAGAMENTO UTENZE, PRELIEVO SPORT. AUTOM. ALTRA BANCA, PRELIEVO NOSTRO SPORTELLO AUTOM., ACCREDITO EMOLUMENTI, GIROCONTO/BONIFICO by sign, silently
4 unknown anything else by sign, plus one ca_unknown_causale info notice for all such rows

๐Ÿ”— Linking rows to a security

  • Income that names an ISIN ([A-Z]{2}[A-Z0-9]{9}[0-9]) is linked to an asset keyed isin:<ISIN>, named after the text before the ISIN, without a leading CEDOLA or DIVIDENDO.
  • Securities charges that name an ISIN (SPESE STACCO CEDOLA โ€ฆ TIT: <ISIN> <name> MOV:โ€ฆ) get the same key, named after the text between the ISIN and MOV:. The bank prints that name in full while coupon lines cut it at 19 characters, so asset_id_for keeps the longer name when one is the other cut short (_is_truncation_of).
  • A COMMISS./SPESE SU OPERAZ. TITOLI fee or tax that names no ISIN gets a ca_account_charge_unallocated warning todo on asset_id, shown in the charges panel of the correction step: the user assigns it or keeps it on the account.
  • Withholding. An income credit whose description spells RITENUTA: <x> is imported gross (the credited amount plus x), with a separate TAX of โˆ’x on the same asset (tag withholding_tax): the two sum back to the credited amount. A clawback is never grossed up.

๐Ÿ” Trades on the account

A COMPRAVENDITA TITOLI/FONDI/OPZIONI row carries the money, not the instrument or the quantity. try_account_trade books a real BUY or SELL only when the file proves it:

  1. Direction โ€” buy words (NOTA INF. ACQ, ACQUIST, SOTTOSCโ€ฆ) or sell words (NOTA INF. VEND, VENDIT, VEND., DISINVEST, RIMBORS), exactly one family, confirmed by the sign: a buy spends, a sale cashes in. Otherwise the reason is no_keyword or sign_mismatch.
  2. Name โ€” after TIT: (bonds) or after the order reference ORD.:<ref> (funds), cut before DOSSIER:, RUB:, DATA: or MOV:. Otherwise no_name.
  3. Quantity โ€” the NOMINALE stated by the coupons of that security in the same file, indexed by a prepass (build_identity_indexes) and matched by name prefix in either direction, on at least 6 characters. No such coupon โ†’ no_quantity; several securities โ†’ ambiguous_name; several nominals โ†’ ambiguous_nominal.

A resolved trade takes the nominal as its quantity, the coupon's ISIN as its asset key and the tag account_trade. It always gets a ca_account_trade_bundled_amount warning todo on cash with split_hint: "trade_charges", because this layout never separates the price from the charges: compare_nominal is set on buys only, and the split_suggestions name the securities charges booked within ยฑ3 days. A sale also gets ca_account_trade_sell_quantity_presumed on quantity, because the coupon nominal is the whole position.

An unresolved row stays cash (tier 2) with a ca_account_trade_unresolved blocker on asset_id, whose message and evidence comment depend on the reason (trade_fallback_message). It keeps the split_hint, so the split zone opens as soon as the user types the row into a BUY or SELL.

๐Ÿฆ Fund redemptions paid by transfer

A fund pays a redemption by wire, so it arrives as a GIROCONTO/BONIFICO credit, like a salary. _sct_fund_redemption_name calls it a redemption only when three signals agree:

  1. the ordering party (ORD:<party> DT.ORD:) has at least 8 letters and digits;
  2. the operation text after it contains RIMBORS, DISINVEST or LIQUIDAZ;
  3. the party is named again inside that text โ€” compared on letters and digits only, so a name wrapped across the column width (AMUNDI PRIMO INVES TIMENTO) still matches.

The third signal keeps a tax refund (RIMBORSO IRPEF) or a utility refund out. A redemption becomes a tier-2 DEPOSIT whose blocker has the reason fund_redemption: the user turns it into a SELL and enters the units, which the file does not state.

๐Ÿชฆ Matured securities

A TITOLI SCADUTI O ESTRATTI credit reads RIMB.TIT. <name> (<code>). The digits of <code> are matched against the ISIN digits of the coupons paid the same day that state a NOMINALE:

  • found โ†’ model_bond_maturity(ctv, held_qty=nominal): a SELL of the nominal at par (tag account_maturity) and an INTEREST for the surplus (tag maturity_premium), on the isin:<ISIN> asset;
  • not found โ†’ a ca_account_maturity_unlinked warning, and the whole amount as one SELL at par 100 (nominal = cash) on an asset keyed maturity:<code or name> โ€” never a DEPOSIT, so the proceeds close a position instead of inflating paid-in capital.

Both layouts call attach_maturity_notices, which puts the amber maturity banner on the asset-create modal.


๐Ÿ”” Notices and todos

Messages and evidence comments are in Italian, the language of the report. Only ca_succession_transfer_in has an importWizard.brimNotice.* key, so the wizard shows it in the UI language; every other message reaches the user as written.

Code Channel Severity Raised when
ca_securities_unknown_causale notice warning a securities causale is not in the table (row skipped)
ca_succession_transfer_in notice info transfer-in rows were found (one notice for all)
ca_securities_empty notice warning the securities parse produced no transaction
derived_quantity todo on quantity warning a TITOLI SCADUTI nominal was derived from Controvalore / Prezzo
ca_account_invalid_amount notice warning an account amount cannot be read (row skipped)
ca_account_maturity_unlinked notice warning an account maturity has no same-day coupon nominal
ca_account_trade_unresolved todo on asset_id blocker every tier-2 row
ca_account_trade_bundled_amount todo on cash warning every resolved account trade (split_hint)
ca_account_trade_sell_quantity_presumed todo on quantity warning every resolved account sale
ca_account_charge_unallocated todo on asset_id warning a securities charge names no ISIN
ca_unknown_causale notice info tier-4 rows (one notice for all)
ca_account_empty notice warning the account parse produced no transaction

Except derived_quantity and the two *_empty notices, each one carries its source rows as BRIMEvidence, with their line numbers and the export's own column labels.


๐Ÿงช Samples and tests

  • backend/app/services/brim_providers/sample_reports/ holds credit_agricole-conti.csv and .xlsx (account), credit_agricole-export.csv and .xlsx (securities), and credit_agricole-conti-contract.csv, the account sample plus an unknown causale and two ordinary transfer refunds. Every sample whose name contains credit_agricole (test_file_pattern) runs through the generic suite.
  • backend/test_scripts/test_external/test_brim_providers.py (./dev.py test external brim-providers) pins the plugin's rules (test_credit_agricole_* in TestBrokerParserCoverageHelpers), the wizard contract on its samples (TestPluginFrontendContract) and the complete outputs with CSV/XLSX parity (TestCreditAgricoleCanonicalCharacterization).